July 7, 2011

Dear Member:

Harrison Police & Firemen’s Federal Credit Union is committed to offering our members the best service possible. In order to continue to meet this commitment, we are making some changes to help better manage our expenses and align services with your needs.

Effective August 31, 2011, we are canceling our Life Savings Insurance group policy –- the term life insurance which is provided at no direct cost to you on eligible savings deposits. Coverage on existing insurable deposits will end on October 1, 2011, the last day of the conversion period. Please destroy any CUNA Mutual Life Savings Certificate of Insurance at that time.

We know many of you value the peace of mind and security that life insurance provides. That’s why we wanted you to know you can convert your Life Savings coverage to a Primary Protection Plan, underwritten by CUNA Mutual Insurance Society. This new plan is a member pay, whole life plan up to $5,000. If you apply within the stated time period, there are no age restrictions, waiting periods, exclusions, or health questions. If you convert, your new policy will be effective October 2, 2011, and premiums will be based on whole life insurance rates for your age on that date.

Conversion is simple. Just request, complete, and return an application with your first premium payment to CUNA Mutual Insurance Society by October 1, 2011 in order to receive coverage.

We feel it’s important to carefully consider the option discussed above. To request a quote or application for the Primary Protection Plan offered by CUNA Mutual Insurance Society, call 1-877-636-2377 to speak with one of CUNA Mutual’s fully licensed insurance representatives.

If you have any questions about these changes, please call the credit union at 973-482-0963. As always, we appreciate the opportunity to serve you.


Carl E. Honegger

President / CEO

The insurance sold through CUNA Mutual Insurance Society is not a deposit and is not federally insured or guaranteed by your credit union. Policy number: 029-0122-0.


Did You Know!! Family Members Can Also Open Their Own Accounts!

Husbands, wives, children, brothers, sisters, parents, grandparents or grandchildren are now allowed to open their own accounts! Family membership also includes stepparents, stepchildren, stepsiblings and adoptive relationships

Family members can open their own share (savings) account with the required $50 minimum balance. Thereafter, they have the same access to our services as do the current members.

Family members can also apply for any of the loans which we offer.

Please share this great news with your family members!

Unclaimed Property

Unclaimed Property and Dormant Accounts

Accounts become dormant with HPFFCU after no activity for one year. After 3 years of being dormant, these accounts become unclaimed property. NJ State now has a website where you can discover and recover any unclaimed property that may be rightfully yours.

Click here to access the New Jersey Division of Taxation's Unclaimed Property Search.

Debit Cards - New NYCE POS Locations

Your HPFFCU Debit Card is now accepted at the following new NYCE POS locations: Kaufmanns, Lord & Taylor, Filenes, Foleys, Michaels, Bed Bath & Beyond, J Crew and Linen N Things.

Click here for more information.


Office Hours
Effective May 4th, 2009

11am to 3pm
11am to 3pm
11am to 3pm
11am to 4pm
9am to 3pm
9am to 12pm

Holiday Office Closings For 2014
Monday, January 1st New Year's Day
Monday, January 20th Martin Luther King Jr. Day
Monday, February 17th President's Day
Friday, April 18th Good Friday
Saturday, May 24th Memorial Day Weekend
Monday, May 26th Memorial Day
Friday, July 4th Independence Day
Saturday, July 5th Independence Day Weekend
Saturday, August 30th Labor Day Weekend
Monday, September 1st Labor Day
Monday, October 13th Columbus Day
Tuesday, November 4th Election Day
Tuesday, November 11th Veteran's Day
Thursday, November 27th Thanksgiving Day
Friday, November 28th Relaxing Day
Wednesday, December 24th Christmas Eve (close at noon)
Thursday, December 25th Christmas Day
Wednesday, December 31st New Year's Eve (close at noon)

click here to reorder your checks online

Reordering Checks Has Never Been Easier!

To speed check reorders, you may now reorder checks either online or by calling, toll-free 1-877-585-8777, 24 hours a day, 7 days a week.


New Jersey residents are entitled to one free credit report, per year, from each of the three major credit reporting agenies.

Experian: 1-888-397-3742
Equifax: 1-800-685-1111
Trans Union: 1-800-888-4213